[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.phgia.cz\/jak-ziskat-hypoteku-kdyz-je-vam-minulost-v-patach\/#Article","mainEntityOfPage":"https:\/\/www.phgia.cz\/jak-ziskat-hypoteku-kdyz-je-vam-minulost-v-patach\/","headline":"Jak z\u00edskat hypot\u00e9ku, kdy\u017e je v\u00e1m minulost v pat\u00e1ch?","name":"Jak z\u00edskat hypot\u00e9ku, kdy\u017e je v\u00e1m minulost v pat\u00e1ch?","description":"Minulost je n\u011bkdy velmi nep\u0159\u00edjemnou z\u00e1le\u017eitost\u00ed, zvl\u00e1\u0161t\u011b co se pen\u011bz t\u00fd\u010de. Kdy\u017e chcete z\u00edskat p\u016fj\u010dku na roz\u0161\u00ed\u0159en\u00ed sv\u00e9ho podniku, m\u016f\u017eete narazit na p\u0159ek\u00e1\u017eky, kter\u00e9 jsou spojeny pr\u00e1v\u011b s va\u0161\u00ed finan\u010dn\u00ed minulost\u00ed. T\u011bmito p\u0159ek\u00e1\u017ekami jsou pr\u00e1v\u011b z\u00e1znamy v registru, kter\u00e9 se nem\u011bn\u00ed, a\u010dkoliv vy t\u0159eba ano. Nikoho nebude zaj\u00edmat, \u017ee d\u0159\u00edv\u011bj\u0161\u00ed probl\u00e9my se spl\u00e1cen\u00edm zap\u0159\u00ed\u010dinil v\u00e1\u0161 … ","datePublished":"2022-03-28","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.phgia.cz\/author\/#Person","name":"","url":"https:\/\/www.phgia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"phgia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.phgia.cz\/wp-content\/uploads\/woman-ga87cd75af_640.jpg","url":"https:\/\/www.phgia.cz\/wp-content\/uploads\/woman-ga87cd75af_640.jpg","height":0,"width":0},"url":"https:\/\/www.phgia.cz\/jak-ziskat-hypoteku-kdyz-je-vam-minulost-v-patach\/","about":["Domov"],"wordCount":414,"articleBody":"      Minulost je n\u011bkdy velmi nep\u0159\u00edjemnou z\u00e1le\u017eitost\u00ed, zvl\u00e1\u0161t\u011b co se pen\u011bz t\u00fd\u010de. Kdy\u017e chcete z\u00edskat p\u016fj\u010dku na roz\u0161\u00ed\u0159en\u00ed sv\u00e9ho podniku, m\u016f\u017eete narazit na p\u0159ek\u00e1\u017eky, kter\u00e9 jsou spojeny pr\u00e1v\u011b s va\u0161\u00ed finan\u010dn\u00ed minulost\u00ed. T\u011bmito p\u0159ek\u00e1\u017ekami jsou pr\u00e1v\u011b z\u00e1znamy v registru, kter\u00e9 se nem\u011bn\u00ed, a\u010dkoliv vy t\u0159eba ano. Nikoho nebude zaj\u00edmat, \u017ee d\u0159\u00edv\u011bj\u0161\u00ed probl\u00e9my se spl\u00e1cen\u00edm zap\u0159\u00ed\u010dinil v\u00e1\u0161 partner, t\u011b\u017ek\u00fd zdravotn\u00ed stav, nebo t\u0159eba jen mladick\u00e1 nerozv\u00e1\u017enost. Budou v\u00e1s posuzovat, a\u0165 chcete, nebo ne. Jak\u00e9 jsou tedy va\u0161e mo\u017enosti?Investo\u0159iPokud je v\u00e1\u0161 podnik \u00fasp\u011b\u0161n\u00fd, a vy m\u00e1te vizi, c\u00edl, a \u010d\u00edsla, m\u016f\u017eete zkusit po\u017e\u00e1dat o pomoc investory. Mus\u00edte v\u0161ak naj\u00edt tu spr\u00e1vnou c\u00edlovou skupinu, p\u0159ipravit si perfektn\u00ed prezentaci, a za\u00fato\u010dit na jejich nejslab\u0161\u00ed m\u00edsta. Oni cht\u011bj\u00ed vyd\u011blat, a proto pot\u0159ebuj\u00ed vid\u011bt, \u017ee se jejich investice vyplat\u00ed, a dob\u0159e z\u00faro\u010d\u00ed. \u0160et\u0159eteM\u016f\u017eete zkusit u\u0161et\u0159it na firemn\u00edch v\u00fddaj\u00edch, a po n\u011bjak\u00e9, av\u0161ak del\u0161\u00ed dob\u011b sv\u016fj podnik roz\u0161\u00ed\u0159it za hotov\u00e9. Nebankovn\u00ed sektorM\u016f\u017eete se zkusit vydat mimo bankovn\u00ed sektor, a po\u017e\u00e1dat o hypot\u00e9ku bez registru Hypoteka-bez-registru. Jedn\u00e1 se o podnikatelsk\u00fd \u00fav\u011br, kter\u00fd umo\u017e\u0148uje toleranci z\u00e1znam\u016f v registrech dlu\u017en\u00edk\u016f. Co k tomu pot\u0159ebujete? P\u0159edev\u0161\u00edm nemovitost o dostate\u010dn\u00e9 hodnot\u011b, kterou se zaru\u010d\u00edte. Co se podm\u00ednek ohledn\u011b spl\u00e1cen\u00ed t\u00fd\u010de, jsou velmi podobn\u00e9 t\u011bm bankovn\u00edm, tud\u00ed\u017e se nemus\u00edte b\u00e1t, \u017ee v\u00e1s \u00faroky se\u017eerou za\u017eiva. Rovn\u011b\u017e se nemus\u00edte ob\u00e1vat ani \u017e\u00e1dn\u00fdch poplatk\u016f p\u0159edem. Co se d\u00e9lky spl\u00e1cen\u00ed t\u00fd\u010de, z\u00e1le\u017e\u00ed samoz\u0159ejm\u011b na v\u011bku \u017eadatele, ale je zde mo\u017enost rozvrhnout si spl\u00e1tky a\u017e na t\u0159icet let. A jakou maxim\u00e1ln\u00ed \u010d\u00e1stku \u00fav\u011bru m\u016f\u017eete \u017e\u00e1dat? Jedn\u00e1 se a\u017e o 70% odhadn\u00ed ceny va\u0161\u00ed nemovitosti. P\u0159\u00edjmy m\u016f\u017eete prokazovat r\u016fzn\u00fdmi zp\u016fsoby, nej\u010dast\u011bji pak v\u00fdpisy, proto\u017ee jsou posuzov\u00e1ny v\u0161echny p\u0159\u00edjmy, nap\u0159\u00edklad i ty z n\u00e1jm\u016f apod. Nemus\u00edte se starat o pap\u00edrov\u00e1n\u00ed, kter\u00e9 bude vy\u0159\u00edzeno nebankovn\u00ed spole\u010dnost\u00ed za v\u00e1s, spolu s odhadem.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak z\u00edskat hypot\u00e9ku, kdy\u017e je v\u00e1m minulost v pat\u00e1ch?","item":"https:\/\/www.phgia.cz\/jak-ziskat-hypoteku-kdyz-je-vam-minulost-v-patach\/#breadcrumbitem"}]}]